The Housing Trust of Santa Clara County offers down payment assistance to first-time homebuyers through three (3) programs to help low- to moderate-income households finance their down payment and closing costs. Mortgage Assistance Program (MAP) Closing Cost Assistance Gap Assistance (GAP) HTSV: 408-436-3450 Foreclosure Counseling
Project Sentinel provides free mortgage delinquency counseling to homeowners experiencing difficulty in making their current and future mortgage payments. HUD-certified agencies, such as Project Sentinel, offer free services by staff trained and approved by the federal government. For more information please read the fact sheet or contact Project Sentinel to obtain an application for mortgage default counseling. Homeowners should beware of foreclosure rescue scams from companies that request substantial, up-front, non-refundable fees but may not ultimately help you.